You balance your checkbook and check your portfolio, but how frequently do you check your credit files?

Credit files are windows into your private life. Lenders look at your credit history to assess your creditworthiness. It’s to your advantage to know what your credit report says before you apply for credit so you can correct any inaccurate data. It can take up to six months for credit reporting agencies to make a change in your credit report, so give yourself at least that long before you start shopping for a mortgage, car or any other large purchase.

It’s also important for you to understand that with the rise in identity theft and credit card fraud, you may not know that someone has assumed your identity or opened new accounts until they default on loans, or collection agencies start calling you. With a credit monitoring service like Identity Guard® CreditProtect®, you will be notified of changes so you can act quickly if you suspect fraud.

For more info and to order your credit report with FREE credit score please visit www.reliacredit.com