There is no one thing that will always improve your score. In general, there are several things you can do to increase or maintain your score.
- Pay your bills on time - This the single most important factor tied to having a good score.
- Establish a credit history - Having a few debts is good, it shows that you can responsibly pay for items. Keeping those accounts open for many years also helps 'age' your report
- Don't take on too much debt - The more debt you owe the higher risk you are to future creditors. Don't spread yourself too thin.
Article source: From Experian
For more info and to order your credit report with FREE credit score please visit http://www.reliacredit.com